Whereas personal insurance is focused on the individual, commercial insurance is tailormade for your specific business needs and therefore provides critical cover in the event that any losses are incurred by the business as an entity. This form of insurance is applicable to all sizes and industries andtypically includes property insurance, fleet insurance, casualty insurance, workers compensation,natural disasters, lawsuits, builders risk insurance, medical malpractise etc.
Commercial insurance is absolutely critical for any business as this covers the business against severe financial losses that may have otherwise forced the business to close its doors. As with personal insurance, the amount of coverage and monthly contributions is directly related to the required amount and type of coverage. Each policy is therefore specialized and customized to suit your business’ specific risks and needs. For this purpose we employ highly experienced staff to assist you to determine and quantify your cover needs.